Xi'an financier Coffee broke ground on the first financial crowdfunding platform.

On the afternoon of February 1, Xi'an financier Coffee was unveiled in Xi'an High-tech Zone, the first financial crowdfunding industry platform in Shaanxi and even the northwest region was opened, and Shaanxi entered a new normal of financial capital operation.

Xi'an crowdfunding, the first financial crowdfunding show, that is, mass fund-raising or mass fund-raising, is composed of sponsors, investors and platforms. It has the characteristics of low threshold, diversity, relying on the strength of the public and paying attention to creativity. Any creative person can raise money from almost complete strangers, removing barriers to financing from traditional investors and institutions.

When it comes to financial crowdfunding, it is no stranger in the north, Shanghai, Guangzhou and southeast coastal areas. Linking financial crowdfunding with entrepreneurship and small and medium-sized enterprises, the first is the "garage coffee" in Zhongguancun. A coffee shop founded in 2011, with the theme of entrepreneurship and investment, is not only a low-cost office space for entrepreneurs, but also a project library for investors. In garage coffee, entrepreneurs only need to order one cup of coffee a day to enjoy a free open office environment for a day, as well as the opportunity to win the favor of angel investment. Garage Coffee visitors include not only a large number of entrepreneurs and investors, but also media journalists who focus on innovation and entrepreneurship. In the first half of the year, garage coffee has enabled 12 start-up teams to receive angel investment.

Today, Xi'an financier Coffee has opened in Xi'an, where 50 legal persons of financial investment institutions are gathered, including Western Trust, Shaanxi Industrial Investment Group, Western Investment Holdings, Guantian Capital and other well-known provincial financial investment institutions, as well as many large non-provincial investment institutions. At present, it covers banks, securities, funds and other financial capital senior experts as sponsors, the coffee shop has become a docking place for funds and projects.

What does the financier's moments "Xi'an financier Coffee" do? Li Zhen, general manager of Xi'an German Wenchuang Enterprise Management Co., Ltd., one of the sponsors, told reporters: "here, the first batch of more than 50 legal persons of financial institutions will provide start-up financing advice for small and medium-sized enterprises, and crowdfunding will be launched for interested projects to raise development funds for enterprises. To put it simply, it is to find projects for capital. " Through the control of senior experts and the operation of professional teams, with coffee as the carrier and financial investment as the main business, the coffee shop will hold private board meetings and members' special exchange meetings from time to time to provide financial enterprises and companies with capital investment services, manpower investment services and investment and financial management services, with the aim of bringing together various important financial institutions, enterprises and companies as representatives, integrating the contacts of the financial circle and opening up cross-border dialogue channels. It has become a high-end financial social circle gathered by executives of various industries in the financial field and entrepreneurs of listed companies, as well as a hub for the exchange of important information in the financial industry.

The reporter noticed that next to the sign of "Xi'an financier Coffee" is the logo of the enterprise financial service platform of Xi'an High-tech Zone. Hao Jianping, director of the Financial Office of the Administrative Committee of Xi'an High-tech Zone, said: "the platform of 'financier Coffee' is private. Xi'an High-tech Zone will rely on the original government financial service platform to provide high-quality projects and alternative enterprises for friends in the financial circle of coffee shops. It can be said to provide channels to find capital for small and medium-sized enterprises, which account for 85% of the total number of registered enterprises in the region." Referring to the difference between the platform and the government-led financing service platform, Hao Jianping said: "this is a private circle of financiers and entrepreneurs. They know more about the enterprise, are more approachable, and the capital will connect with the enterprise more closely and more energetically."

According to reports, the financiers gathered by financiers Coffee are all old friends. In the second half of last year, nearly 1/3 of the 168 enterprises in the enterprise financial service platform of Xi'an High-tech Zone received an investment of 970 million yuan. In fact, most of them come from the institutions where the 50 sponsors of "Xi'an financier Coffee" work today.

Financial crowdfunding in Xi'an, Shaanxi Province, many small and medium-sized technology enterprises have no shortage of technology and patents, but capital has always been the bottleneck of enterprise development. The scale of technology-based enterprises is small, and only about 20% of them can be favored by banks and obtain valuable development funds. So, what about the other 80%?

Non-local financiers come from afar to see Shaanxi in this way. Weng Lifeng, executive director of Beijing-based peace of mind wealth, told reporters: "Shaanxi has a large number of science and technology enterprises, bringing together many science and technology enterprises with development vitality." It is necessary to establish a financial crowdfunding platform in Xi'an. This platform will bring a level of leap for Shaanxi science and technology enterprises with the help of capital in the future. " He points out that with this platform, financiers can provide companies with the strategic guidance they lack the most, increase the value of technology at the business level, and make good projects stand out.

According to Li Hao, general manager of the crowdfunding sponsor Secco Angel Fund, the emergence of "financier Coffee" stems from the current situation: on the one hand, the demand for investment and financing is booming, while there is a lack of capital intermediaries for small and micro enterprises and entrepreneurial projects; on the other hand, the rapid development of Internet technology has led to the emergence of many high-quality entrepreneurial projects. Considering the needs of these two aspects, Xi'an financier coffee was born. From the crowdfunding model, the initial absorption of 50 shareholders are experts in the industry, forming the core leadership circle of crowdfunding coffee. Project screening and service will be carried out in the form of member information database, investment project information database and so on. "We offer you some opportunities that you can't get quickly from other institutions." Li Hao said that during coffee time, meeting dozens of other excellent financiers, sharing resources, helping each other, participating in the review of crowdfunding projects, and obtaining development funds, the opportunities are all here.