"Hougu Coffee faces debt crisis" tracks two banks to untie Hougu Coffee loans.
Yesterday was Valentine's Day, and Hougu Coffee received the best gift: after paying attention to Hougu Coffee's appeal to confront the debt crisis, some banks approved the policy of "lending new and returning old" short-term liquidity to Hougu Coffee. Support to "untie" the term of Hougu Coffee loan.
On the 10th, this newspaper reported that it was "stuck in the capital swamp of private lending" and that Hougu Coffee was facing a debt crisis. Xiong Xiangren took the lead in shouting that the bank was eager to give bank loans "extension". The good news five days later, for Hougu Coffee, is tantamount to a bouquet of "red roses" symbolizing infinite hope.
Two banks release Hougu Coffee loan
On the afternoon of the 9th, Hougu Coffee, Lingfeng Coffee, Kunming Xinrong, Hongtian Group and other enterprises expressed the embarrassment of the debt crisis in the face of the media.
Xiong Xiangren, chairman of Hougu Coffee, told reporters yesterday that Bank of China and Industrial and Commercial Bank of China were the first to put forward and apply for "new and old" short-term loans for Hougu Coffee 250 million and 78 million respectively, with a term of 1-3 years. This measure has greatly reduced the debt burden of Hougu Coffee and strengthened the confidence and determination of enterprises to get out of the predicament as soon as possible.
Xiong Xiangren said that for at least a year, there is no need to rack their brains to find a way to solve the "U-turn" capital problem, and companies no longer have to move forward with the high financial costs of private lending.
Once again propose to solve the debt problem of private enterprises
Xiong Xiangren believes that Hougu Coffee's debt crisis is only a microcosm of the predicament of real economic development, and hopes that financial institutions will adjust some of their financial policies. like fighting the fire, we will give policy support such as "extension" of corporate loans, "repayment of new loans" and "extension of working capital loans".
As for how to solve the debt crisis commonly faced by private enterprises, Xiong Xiangren once again emphasized the solution suggestion of "three strokes and two ways". At the same time, it calls on the financial sector to make timely adjustments to the financial products used by enterprises according to the development needs of enterprises.
Three tricks:
● financial institutions have a policy of extending corporate loans for 1-2 years without withdrawing or suppressing loans.
The cities of ● set up a platform for communication between real economic enterprises and creditors. Under the coordination and service of government departments, enterprises and creditors reached a memorandum of understanding to exchange time for space, so as not to affect the normal operation of the company and destroy the enterprise.
● hopes that according to the facts, judicial organs will give priority to out-of-court mediation, carefully file cases, and do not seal up assets and accounts immediately after receiving litigation requests, so as to ensure the normal operation of enterprises to the maximum extent.
Two types:
For ● entity enterprises with good growth, the state finance will allocate part of the funds to enterprises to increase credit and discount interest on some loans, so as to effectively lighten the burden on enterprises.
● hopes that the government will give recognition and encouragement to banks that can quickly solve the problem of loan extension and renewal for real enterprises, so that banks can be bolder and free to support them out of their difficulties.
Reporter Dai Chuan (Chuncheng Evening News)
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